The Cincinnati Chapter is blessed with such a stellar leadership group for the 2008-2009 year that we wanted to let you know WHO they are up close and personal!

President – Kathy Balzano, CPCU, CIC, ARM, AMIM, ARe, API, AIC, APA, AIAF, ARC, AIS, AU, ARPM-P, CISR, AAI, AIM, ACS   

Kathy graduated BBA from the University of Cincinnati in 1986 majoring in Finance and Real Estate. Her 21 year insurance background has been spent in Commercial and Personal Lines Underwriting, Product Management, Training, Marketing, and Corporate Operations Auditing. Kathy earned her CPCU in 1996 and has taught the following courses:  CPCU 560, CPCU 520, and API 28. She holds 17 professional designations and has served as the Education Chair and Vice President for the CPCU Board.  She was elected Clerk-Treasurer of the VIllage of Fairfax at the age of 27.  Kathy's wonderful husband, Dave, just earned his CPCU and is with Cincinnat Insurance as a Defense Attorney. They have a beautiful daughter, Lexi, who is 9 years old and keeps them very busy.

President -Elect -  Michael Koscielny, CPCU CIC

Mike is Assistant Vice President, Property Underwriting & Product Support at American Modern Insurance Group. He was previously Director of Regional Underwriting Operations, at the Auto Club Insurance Association (known as AAA Michigan). Mike has more than 29 years experience in the insurance industry and his roles included Personal Business Manager, Branch Marketing Manager, Property Product Manager and Regional President at leading insurers, such as AAA Insurance, Kemper Insurance and Safeco. He received his CPCU designation in 1996. He is a past Board Member of the Northwest Suburban Chicago Chapter of CPCU and Past President of the Central Michigan Underwriters Association.

Vice President - Melissa Stewart, CPCU 

Treasurer – Todi Garay, CPCU

Past President– Dennis Childs, CPCU, ARM, AMIM, ASLI, ARe, RPLU, MSIM

Mr. Childs is currently the Inland Marine Product Manager for Ohio Casualty Group. He received his CPCU in 1986. Dennis has 35 years of experience in the insurance business in various Underwriting and Marketing roles with national carriers. He holds a B.A. degree from Transylvania University, Lexington KY and an M.B.A. from Boston University with a specialization in insurance company management.